Student Credit Card
West Bengal Student Credit Card Scheme is launched for students of West Bengal to enable them to pursue education without having any financial constraints. A student from West Bengal can obtain a maximum loan of Rs. 10 lakhs @ 4% per annum simple interest from the State Cooperative Bank and its affiliated Central Cooperative Banks and District Central Cooperative Banks and Public/ Private Sector Banks. 1% interest concession will be provided to borrower if the interest is fully serviced during the study period. The upper age limit for the interested students has been kept as 40(forty) years at the time of applying for loan. The repayment period shall be fifteen (15) years for any loan availed under this Credit Card including the Moratorium/ repayment holiday. For details kindly go through the Scheme given in this portal.
About the Scheme: https://wbscc.wb.gov.in/About
How to Apply (in English): https://wbscc.wb.gov.in/assets/StudentManual.pdf
How to Apply (in Bengali): https://wbscc.wb.gov.in/assets/StudentManualBangla.pdf